In addition to the daily rental rate, a compulsory insurance is charged per day, comprising the following coverage:
Collision and Theft (CDW): covers material damage to the vehicle and the camper caused by fire, collision, rollover or theft, with a deductible of 2,100 € per claim, regardless of whether the renter is responsible for the accident.
Third Party Liability (RC): covers material damage and bodily injuries caused to third parties as a consequence of a collision, with a maximum indemnity limit of 150,000 € per claim in Chile. In the neighbouring countries (Argentina, Brazil, Peru, Uruguay and Paraguay) the coverage is 30,000 € for material damage and 150,000 € for bodily injuries or death.
The insurance excludes: driving under the influence of alcohol or drugs, drivers not included in the rental contract, driving outside authorised public roads (beaches, salt flats, mud or watercourses), damage to tyres, rims and windows that is not the consequence of a major accident, and mechanical damage caused by improper or negligent use of the vehicle or the camper. Nor does it cover the theft of parts, components or accessories of the vehicle or the camper. Injuries, personal damage or death of the driver and/or passengers are also excluded from coverage.